如何在六级考试有限的试时间里把握文章机理、理清文章脉络、做出完美答案、写出精彩文章呢?这就要求同学们持之以恒的练习，才能在不断前进和发展的六级考试中游刃有余，获得满意的分数。下面环球博海四六级小编整理了2013年12月新英语六级预测作文：信用卡，供同学们写作参考!

　　Credit Cards.

　　1. 越来越多的人使用信用卡， 信用卡有哪些好处

　　2. 信用卡的弊端

　　3. 你自己的观点

　　Credit Cards

　　Personal credit cards are becoming more common in China. Banks and other financial institutions are encouraging their customers to change the way they buy things. Credit cards, otherwise known as "plastic money", are being offered on very good terms to encourage the change. Consumers will be able to "buy now, pay later", and many see this as an advantage.

　　But people need to be careful. There are dangers associated with credit cards. Some people find it very easy to exceed their budget. They are tempted to purchase goods that they do not really need, and can become quickly overburdened by debt. The credit cards often charge a high rate of interest, which exacerbates the problems for these people.

　　However, used wisely credit cards can improve the quality of people's lives. They can give people access to money to meet sudden unplanned expenses. Properly handled, they can let people control their expenditure and the monthly statements provide a record of where their money has gone.

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